Mortgage Renewal Comparison
Compare your current lender’s renewal offer against an alternative option in a cleaner, more website-friendly layout that fits naturally into a Divi page. The tool keeps the same calculations and instant updates, but presents the comparison in a lighter, more polished style that feels closer to a professional advisory website.
Lender Renewal Offer Current Lender
Inputs
Term exceeds remaining amortization — please reduce the term or increase the amortization.
Calculated Payments & Costs
| Monthly Payment | — |
| Interest — Month 1 | — |
| Balance at Term End | — |
| Total Paid Over Term | — |
| Interest Over Term | — |
| Total Over Full Amortization | — |
| Interest Over Full Amortization | — |
Alternative Offer Your Offer
Inputs
Term exceeds remaining amortization — please reduce the term or increase the amortization.
Calculated Payments & Costs
| Monthly Payment | — |
| Interest — Month 1 | — |
| Balance at Term End | — |
| Total Paid Over Term | — |
| Interest Over Term | — |
| Total Over Full Amortization | — |
| Interest Over Full Amortization | — |
Savings Comparison Lender vs. Alternative
⚠️ Mortgage amounts differ by more than 5%. Savings figures reflect both the rate difference and the difference in principal — they are not a pure rate comparison.
| Monthly Payment Difference | — |
| Savings Over Term | — |
| Interest Savings Over Term | — |
| Savings Over Full Amortization | — |
| Interest Savings Over Full Amortization | — |
⚠️ Rate clamped to 9.99%. Please enter a value between 0 and 9.99.
Payments use the Canadian semi-annual compounding convention (nominal rate compounded semi-annually per the Interest Act).
Figures are illustrative and exclude prepayment penalties, discharge fees, legal fees, and lender incentives.
"Total Over Full Amortization" assumes the same rate holds for the entire amortization period — actual future renewal rates will differ.