Mortgage Discharge Costs: Mortgage discharge costs are one of those quiet, behind-the-scenes expenses that rarely get airtime—but they absolutely matter. Whether you’re selling, refinancing, switching lenders, or paying your mortgage off early, discharge costs show up every single time. And if you don’t understand them, they can quietly erode the savings you thought you were getting.

Using the Debt Consolidation Calculator: It’s a planning and education tool to help you understand what options exist, when they make sense, and why timing and structure matter just as much as the rate.

Square Lending: Discover Square Lending, a Canadian alternative mortgage lender designed for real-world borrowers. Learn who they’re for, how they lend, and when they make sense.

Everyone Should Consider a HELOC: Most Canadians are living in an affordability pressure cooker. Housing costs are high. Groceries are expensive. Insurance, utilities, childcare—everything feels heavier than it did even a few years ago. At the same time, income hasn’t kept pace, and job security feels shakier than it used to.

SMART HELOC: a HELOC is not a commodity, and it’s not a neutral product. It’s a powerful, complex financial instrument that behaves very differently depending on who you are, how it’s structured, and who helped you set it up.

A HELOC is not a HELOC: A HELOC is a complex financial instrument, wrapped in friendly language, sold in very different forms by very different lenders—and it behaves wildly differently depending on who is using it and how it’s structured.

When a HELOC Becomes a Financial Trap: But here’s the uncomfortable truth: for many homeowners, a HELOC doesn’t just sit quietly in the background. It subtly reshapes behaviour, increases exposure to risk, and—if misused—can turn a strong financial position into a fragile one.

Canada’s Best Reverse Mortgage Calculator: If you’ve ever tried a reverse mortgage calculator online, you’ve probably felt that little twinge of doubt after seeing the number pop up. Is that real? Is that optimistic? What’s missing? You’re not wrong to wonder. Most calculators are built to spark curiosity, not to stand up to scrutiny.

Canadian Mortgage Default Insurance Calculator. This isn’t just another calculator; it’s a decision-making tool that helps you to see your options clearly.

Home Price Changes Impact on Reverse Mortgages: Over the last few years, Canadian homeowners have ridden a wild wave. Home prices surged at a pace most people never expected—then, just as quickly, they started pulling back. If you have a reverse mortgage, or you’re considering one, it’s natural to ask: What does this mean for me now—and later?