(905) 441 0770 allen@allenehlert.com

Mortgage Renewal

 Time to renew?

Let’s get you a better rate!

Mortgage Pre-Approval

 Before you look, get pre-qualified

Before you offer, get pre-approved

Access & Consolidations

Access equity, consolidate debt

get financial freedom

Investment & Commercial

 Diversify your portfolio,

generate income and returns

6 Month Fixed Term from

3.49%

NOTE: Like stock prices, mortgage rates are subject to constant fluctuation. Different lenders offer different rates to different clients. Contact me to negotiate your best rate with the lender who is right for you.

Term                              Rates

1 Year Fixed                                                4.19%

2 Year Fixed                                                4.29%

3 Year Fixed                                                3.65%

4 Year Fixed                                                4.09%

5 Year Fixed                                                3.94%

5 Year Variable                                           3.54%

HELOC Open                                              4.35%

Taxability Premium

Understanding the Bond Taxability Premium

Learn how the Bond Taxability Premium accounts for the tax status of the bond.

Canadian Wealth

Real Estate Makes Canadians Among Wealthiest in the World

Learn how real estate makes Canadians among the wealthiest people in the world.

Callable Bond Premium

Understanding the Bond Call (Prepayment) Premium

Learn how The Bond Call (Prepayment) Premium compensates investors for the risk that the issuer might repay the bond before its maturity date.

Bond Inflation Premium

Understanding the Bond Inflation Premium

Learn how the bond inflation premium compensates investors for the expected loss of purchasing power due to inflation over the bond’s term.

Long Term Premium

Understanding the Bond Maturity (Term) Premium

Learn how the Bond Maturity (Term) Premium compensates investors for the increased risk associated with longer-term bonds.

The Divorce Financing Ladder

The Divorce Financing Ladder: Divorce financing isn’t a single solution. I consider it to be a ladder. You start with the simplest and least expensive options first, and if those don’t work, we move down the ladder to look for a solution that works for you.

Bond Yield Premiums

Bond Yield Premiums

Learn about how a bond yield (or the interest rate of a mortgage based on that bond) is composed of several premiums that compensate investors or lenders for various risks and factors associated with holding the bond (or mortgage).

Divorce Alternative Calculator User Guide

Divorce Alternative Calculator User Guide: This guide explains how to use the Divorce Alternative Calculator, what each section means, and how to interpret the results so you can evaluate whether an alternative mortgage solution might allow you to keep the home.

Divorce Refinance Calculator User Guide

Divorce Refinance Calculator User Guide: This guide walks you through how to use the Divorce Refinance Calculator step-by-step, what each section means, and how to interpret the results so you can make informed decisions about keeping the home.

Canadian Banks Are Strong

CET1 Ratio Says Canadian Banks Are Strong

Learn how the Common Equity Tier 1 (CET1) ratio is a crucial metric used to assess the financial strength and stability of a bank.

About Me

My passion is empowering you to secure a future filled with stability and happiness in your own home. I specialize in creating personalized strategies tailored to your unique needs. My approach is centered around honesty, transparency, and a steadfast commitment to your best interests. Whether it’s finding the most advantageous rates or navigating the intricacies of the mortgage process, my aim is to guide you with ease and confidence. Let’s work together to transform your dreams into a vibrant reality, laying a secure and joyful foundation for your life ahead.

Testimonials

“Working with Allen Ehlert was a fantastic experience; he expertly navigated the mortgage landscape to secure the best rate for us. His dedication and knowledge truly made the difference in our home-buying journey!”

“Finding Allen Ehlert was a breath of fresh air in our mortgage search; he genuinely looked out for our interests, thoroughly explaining all the risks involved, something we hadn’t experienced with anyone else. His honesty and commitment to our well-being made the entire process feel secure and well-guided.”

“I’m absolutely thrilled with the incredible strategy Allen devised for my complex mortgage situation, which was nothing short of a lifesaver! Thanks to his ingenious approach and deep understanding of the industry, I was able to keep my beloved home against all odds.”

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