(905) 441 0770 allen@allenehlert.com

Mortgage Renewal

 Time to renew?

Let’s get you a better rate!

Mortgage Pre-Approval

 Before you look, get pre-qualified

Before you offer, get pre-approved

Access & Consolidations

Access equity, consolidate debt

get financial freedom

Investment & Commercial

 Diversify your portfolio,

generate income and returns

6 Month Fixed Term from

3.49%

NOTE: Like stock prices, mortgage rates are subject to constant fluctuation. Different lenders offer different rates to different clients. Contact me to negotiate your best rate with the lender who is right for you.

Term                              Rates

1 Year Fixed                                                4.19%

2 Year Fixed                                                4.29%

3 Year Fixed                                                3.65%

4 Year Fixed                                                4.09%

5 Year Fixed                                                3.94%

5 Year Variable                                           3.54%

HELOC Open                                              4.35%

Mortgage Price

How Are Mortgages Priced?

Learn how mortgages are priced by lenders and see how complex these financial instruments are.

Commission Income and Alt Lending

The real question is when a commission income borrower should consider an alternative lender instead of trying to force a file into prime lending guidelines that simply don’t fit the situation.

Mortgage Underwriting. Support Payments to Income

Mortgages: Including Support Payments to Income

Understand how support payments can be factored into your mortgage affordability in Canada with our expert guidance.

Required Gross Income Calculator User Guide

The Required Gross Income Calculator answer the question, “How much income do I need to qualify for the home I want?”

Prime Rate Impact Calculator User Guide

The Prime Rate Impact Calculator is desiged to help you understand how changes in the Bank of Canada Prime Rate impact your mortgage.

Letter Of Credit

Mortgage Term: Letter of Credit

Discover how a Letter of Credit issued by a bank or financial institution guarantees payment and secures a purchase.

Canadian Cost of Borrowing APR Mortgage Calculator User Guide

Canadian Cost of Borrowing APR Mortgage Calculator User Guide enables you to see your true cost of borrowing.

Multi-Borrower Pre-Approval Calculator User Guide

The Multi-Borrower Pre-Approval Calculator is designed to provide an accurate, lender-aligned estimate of mortgage qualification for individuals or groups of up to four borrowers.

Multi-Family Member Home Purchase Calculator User Guide

Designed for modern Canadian homebuyers navigating complex family structures, the Multi-Family Member Home Purchase Calculator empowers multi-generational families, siblings, and co-buyers to understand their true purchasing power with clarity and precision. Built...

Buy, Reno, Rent, Refinance, and Repeat

BRRRR Analyzer: BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat.
It’s one of the most powerful real estate investing strategies available—but only when each step is executed with insight. The problem is, most people focus on the buy and the rent… and gloss over the refinance, which is where the entire strategy either succeeds or collapses.

About Me

My passion is empowering you to secure a future filled with stability and happiness in your own home. I specialize in creating personalized strategies tailored to your unique needs. My approach is centered around honesty, transparency, and a steadfast commitment to your best interests. Whether it’s finding the most advantageous rates or navigating the intricacies of the mortgage process, my aim is to guide you with ease and confidence. Let’s work together to transform your dreams into a vibrant reality, laying a secure and joyful foundation for your life ahead.

Testimonials

“Working with Allen Ehlert was a fantastic experience; he expertly navigated the mortgage landscape to secure the best rate for us. His dedication and knowledge truly made the difference in our home-buying journey!”

“Finding Allen Ehlert was a breath of fresh air in our mortgage search; he genuinely looked out for our interests, thoroughly explaining all the risks involved, something we hadn’t experienced with anyone else. His honesty and commitment to our well-being made the entire process feel secure and well-guided.”

“I’m absolutely thrilled with the incredible strategy Allen devised for my complex mortgage situation, which was nothing short of a lifesaver! Thanks to his ingenious approach and deep understanding of the industry, I was able to keep my beloved home against all odds.”

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