Buying a home involves more than just the purchase price — there are important closing costs to plan for. My Closing Costs Calculator helps you estimate the cash you’ll need to bring to closing by factoring in:

• Provincial & municipal land transfer taxes (including first-time buyer rebates where available)

• Mortgage-related expenses for traditional, alternative, or private lenders

• Professional services such as legal fees, title insurance, appraisal, and home inspection

• Government registration fees and other standard costs

• Adjustments & prepaids like property taxes, utilities, and interest adjustments

This tool is designed to give you a realistic, all-in picture of your closing expenses so you can budget with confidence before making your move. If you have any questions, give me a call!