Insurance Articles

You know that saying, “an ounce of prevention is worth a pound of cure”? Nowhere does that ring truer than when we’re talking about smoke and carbon monoxide detectors. These small, often-overlooked gadgets are the unsung heroes of every home. But here’s the kicker: too many homes across Canada still have outdated or improperly wired detectors, and that’s a recipe for disaster.

It may be possible to rent out your home even if you told your lender it would be owner occupied. Let me show you how…

Today, I want to introduce you to a valuable, yet often misunderstood, offering from one of Canada’s Big Five banks: Scotiabank’s Creditor Insurance. Whether you’re a first-time buyer, refinancing, or renewing your mortgage, understanding what this insurance entails could change the way you think about mortgage protection.

Disability insurance is a type of insurance designed to provide income in the event that a person is unable to work due to a disability. This insurance is crucial for financial protection, as it helps replace a portion of your income if you become disabled and are...

Unlock the door to your new home with the Niagara Homeownership Program. Discover affordable housing and first-time buyer incentives.

As a licensed and professional mortgage agent dedicated to helping clients navigate the complexities of real estate financing, I believe it’s essential to introduce you to all of the tools and partners available in the market — especially those that can make a meaningful difference in securing homeownership. One such partner is Sagen, a private mortgage insurer that plays a vital role in helping Canadians purchase homes with less than a 20% down payment.

One of the most indispensable names in the Canadian real estate space is FCT (First Canadian Title). While many know them for their seamless handling of mortgage switch transactions, their role stretches far deeper. FCT is a national leader in real estate technology, title insurance, closing services, and transaction risk management.

Building a new home, undertaking a major renovation, or adding a legal secondary suite can be one of the most exciting — and financially rewarding — projects you ever take on. But before the first shovel hits the ground, it’s critical to understand one of the most important protections you’ll need along the way: Course of Construction Insurance.

Did you know title fraud costs Canadians tens of millions of dollars every year? It's a serious issue in Canada where someone changes property records without permission. This can lead to big problems for homeowners, affecting their rights and money. It's important...

Critical Illness Insurance is a type of insurance policy designed to provide financial support if you are diagnosed with one of the specific critical illnesses covered by the policy. This insurance is meant to help cover costs that are not typically covered by...