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Real Estate Articles

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Certificate of Pending Litigation

Certificate of Pending Litigation

A Certificate of Pending Litigation (CLP) is a legal document that is registered against the title of a property to indicate that there is a pending lawsuit involving the property.

Commercial Mortgage Approval

Getting Approved for a Commercial Mortgage

So, you’re thinking about buying a commercial property — maybe it’s an apartment building, maybe it’s a warehouse, maybe it’s that strip plaza you’ve been driving past for years thinking, “One day.” Well, guess what? That “one day” could be closer than you think — if you know how to qualify for a commercial mortgage.

Tenanted Property Investing

Investing in Tenanted Property in Ontario

Explore the nuances and benefits of investing in Tenanted Property across Ontario for steady income and long-term returns.

Maternity Leave

How Maternity Leave Impacts Your Mortgage

If you’re thinking about buying a home, refinancing, or renewing your mortgage and there’s a baby on the horizon, you might be wondering how maternity or paternity leave fits into the picture. The truth? Lenders love stability — and nothing signals “change” quite like stepping away from your full-time salary to focus on your family, even temporarily.

How to Write Off Mortgage Interest

How to Write Off Mortgage Interest in Canada

Unlock tax benefits by learning how to write off your mortgage interest in Canada. Follow my guide for smart tax deductions and relief strategies.

Appraisal_Costs

How Much Does an Appraisal Cost in 2025

The process of determining the fair market value of a property plays a crucial role in real estate transactions, mortgage refinancing, and insurance purposes. If you’re looking to buy, sell, or refinance a property, understanding the cost of a home appraisal is essential.

Canada's Prime Rate

How Canada’s Prime Rate Impacts You

Explore how Canada’s Prime Rate affects your mortgage, investments, and savings. Stay informed and manage your finances with confidence.

Save On Legal Costs

5 Smart Ways to Save on Legal Fees

5 ways to save on legal fees: Buying a home (or refinancing one) is exciting — but when you add up land transfer tax, legal fees, and all the little “extras,” it can feel like death by a thousand cuts. One of the most common questions I get as a mortgage agent is: “Allen, how can I save on legal fees?”

How Much Are Legal Fees

How Much are Legal Fees?

Legal Fees: Buying a home in Canada is a huge milestone — but it can also feel like a never-ending list of fees, forms, and fine print. One of the most common surprises for homebuyers is legal fees. You know you need a lawyer, but what exactly are you paying for? And why do some mortgages come with higher legal costs than others?

Does Size Matter

Does Size Really Matter?

When it comes to mortgages, people often obsess over interest rates, terms, and approval criteria — but one question flies under the radar until it suddenly becomes a problem:
“Does the size of the home matter to the lender?”

Certificate of Pending Litigation

Certificate of Pending Litigation

A Certificate of Pending Litigation (CLP) is a legal document that is registered against the title of a property to indicate that there is a pending lawsuit involving the property.

read more
Getting Approved for a Commercial Mortgage

Getting Approved for a Commercial Mortgage

So, you’re thinking about buying a commercial property — maybe it’s an apartment building, maybe it’s a warehouse, maybe it’s that strip plaza you’ve been driving past for years thinking, “One day.” Well, guess what? That “one day” could be closer than you think — if you know how to qualify for a commercial mortgage.

read more
How Maternity Leave Impacts Your Mortgage

How Maternity Leave Impacts Your Mortgage

If you’re thinking about buying a home, refinancing, or renewing your mortgage and there’s a baby on the horizon, you might be wondering how maternity or paternity leave fits into the picture. The truth? Lenders love stability — and nothing signals “change” quite like stepping away from your full-time salary to focus on your family, even temporarily.

read more
How Much Does an Appraisal Cost in 2025

How Much Does an Appraisal Cost in 2025

The process of determining the fair market value of a property plays a crucial role in real estate transactions, mortgage refinancing, and insurance purposes. If you’re looking to buy, sell, or refinance a property, understanding the cost of a home appraisal is essential.

read more
5 Smart Ways to Save on Legal Fees

5 Smart Ways to Save on Legal Fees

5 ways to save on legal fees: Buying a home (or refinancing one) is exciting — but when you add up land transfer tax, legal fees, and all the little “extras,” it can feel like death by a thousand cuts. One of the most common questions I get as a mortgage agent is: “Allen, how can I save on legal fees?”

read more
How Much are Legal Fees?

How Much are Legal Fees?

Legal Fees: Buying a home in Canada is a huge milestone — but it can also feel like a never-ending list of fees, forms, and fine print. One of the most common surprises for homebuyers is legal fees. You know you need a lawyer, but what exactly are you paying for? And why do some mortgages come with higher legal costs than others?

read more
Does Size Really Matter?

Does Size Really Matter?

When it comes to mortgages, people often obsess over interest rates, terms, and approval criteria — but one question flies under the radar until it suddenly becomes a problem:
“Does the size of the home matter to the lender?”

read more
Property Appraisal Process

Property Appraisal Process

Discover how the property appraisal process can ensure accurate real estate valuation for your investments in Canada. Learn appraisal essentials today.

read more
Understanding Commercial Appraisals

Understanding Commercial Appraisals

If you’ve ever been involved in a commercial real estate deal—whether as a buyer, investor, realtor, or business owner—you’ve probably heard someone groan about how long the appraisal process takes or how expensive it is. And if you’ve only dealt with residential properties before, commercial appraisals can feel like stepping into a whole new world: more complex, more detailed, more paperwork… and yes, more money.

read more
Appraisal Institute of Canada (AIC)

Appraisal Institute of Canada (AIC)

In Canada, the primary professional body that oversees home appraisals is the Appraisal Institute of Canada (AIC). The AIC sets the standards and regulations for the appraisal profession across the country.

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The Deal Breakers: Unacceptable Property Types

The Deal Breakers: Unacceptable Property Types

You’ve found the “perfect” property — it’s quirky, unique, maybe even a little outside-the-box. You’re already mentally arranging furniture and planning summer BBQs… and then your mortgage agent drops the bomb: “The lender won’t finance it.”

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What Happens When the Mortgage Falls Apart?

What Happens When the Mortgage Falls Apart?

It’s one of the scariest “what if” scenarios in real estate: the buyer waives the financing condition, the deal goes firm, and then… BAM! The lender says, “Sorry, we can’t fund this anymore.” Suddenly, everyone’s scrambling—buyers, sellers, agents, lawyers—and what started as a celebration becomes a nightmare of deposits, lawsuits, and finger-pointing.

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