(905) 441 0770 allen@allenehlert.com
Articles of Incorporation and Your Ownership

Articles of Incorporation and Your Ownership

… What mortgage lenders look For and how they treat ownership interest If you’re self-employed and running your business through a corporation, you’ve probably come across your Articles of Incorporation at some point—maybe when your accountant first set up your...
New to Canada? You Can Buy a Home

New to Canada? You Can Buy a Home

… Even Without Much Credit History Moving to Canada is a huge life decision. New culture, new career, new weather (get ready for winter!), and, for many, a big dream: owning a home. But if you’ve only been here a few years and don’t have much of a Canadian credit...
Lenders and Being on Commission

Lenders and Being on Commission

… Here’s What Lenders Really Think About Your Income If you’re earning your keep on commission — whether you’re slinging homes, closing car deals, or working your tail off in any other commission-heavy gig — you already know that explaining your income isn’t...
How Much NOI Do Commercial Lenders Need to See?

How Much NOI Do Commercial Lenders Need to See?

… Show Me the Money: What to Expect and How to Structure Your Financing for Approval One of the most common questions I hear from clients diving into commercial real estate is, “How much NOI do I need to qualify?” And honestly, it’s a great question — but the answer...
Riding Out the Storm

Riding Out the Storm

.. Preparing for Hard Times in the Housing Market Life has its ups and downs, and so do economies. Just like the seasons change, so too do financial cycles—sometimes we’re basking in the sunshine of growth, and sometimes we’re caught in the storm clouds of a...