by Allen Ehlert | July 6, 2025 | Home Specifications, Mortgages, Real Estate
As a licensed mortgage agent who works with a wide variety of homebuyers, investors, and homeowners looking to renovate or expand, I regularly introduce clients to an often misunderstood lending solution: construction financing. Whether you’re looking to build a home...
by Allen Ehlert | June 12, 2025 | Home Specifications, Lender, Mortgage Terms, Mortgages, Personal Finance, Real Estate
So you’ve found a great-looking unit in a well-kept building at a price that makes your eyebrows shoot up. It’s not a condo — it’s a co-op. And now you’re thinking, “Hey, maybe I’ll rent it out. Get a tenant in there, let them cover the costs, and...
by Allen Ehlert | June 10, 2025 | Home Specifications, Lender, Mortgage Terms, Mortgages, Personal Finance, Real Estate
Let’s say you’re scrolling through listings or walking by an open house in Toronto or Montreal, and you stumble across a beautiful unit in a charming older building. The price seems suspiciously reasonable. You ask the agent, “Is this a condo?” And they say, “Nope —...
by Allen Ehlert | May 28, 2025 | Home Specifications, Mortgages, Real Estate
A Historical and Legal Argument for Upholding Property Rights in Canadian Neighbourhoods When homeowners resist changes to their neighbourhoods—particularly the addition of multi-family housing in established single-family areas—they’re often labelled with a...
by Allen Ehlert | May 12, 2025 | Home Specifications, Mortgages, Personal Finance, Real Estate
Welcome to the spring real estate market. As the temperature warms and leaves return to the branches of trees, homes for sale with inground pools return to the market as a point of appeal to would-be buyers. As a professional home inspector and mortgage agent in the...
by Allen Ehlert | May 4, 2025 | Economy, Home Specifications, Mortgages, Personal Finance, Real Estate
For much of the past century, the dream of owning a home has been a cornerstone of Canadian life — a promise of stability, security, and prosperity. But today, for many Canadians, that dream feels more out of reach than ever before. What happened? How did we go from a...
by Allen Ehlert | April 15, 2025 | Home Specifications, Mortgages, Real Estate
Let me tell you something I’ve learned after attending what feels like a thousand open houses and working with hundreds of real estate agents every year: the best agents are the ones who actually live where they work. They don’t just sell homes—they sell a...
by Allen Ehlert | April 3, 2025 | Home Specifications, Mortgages, Real Estate
In the world of residential real estate, few discoveries cause as much concern during a home inspection as aluminum wiring. Commonly found in homes built between the mid-1960s and late 1970s, this type of electrical wiring has been associated with an increased risk of...
by Allen Ehlert | March 18, 2025 | Home Specifications, Lender, Mortgage Terms, Mortgages, Personal Finance, Real Estate
As a mortgage agent who underwrites mortgages, I’ve come across countless applications where homeowners and investors alike want to leverage rental income from basement suites or converted spaces to boost their borrowing power. It’s a smart move in theory, but...
