by Allen Ehlert | November 10, 2025 | Lender, Mortgage Terms, Mortgages
…The Secret Sauce Behind Complex Mortgage Approvals If you’ve ever been knee-deep in a mortgage application and suddenly heard someone at the bank say, “This needs to go to ACE,” you might have felt your stomach drop. Don’t worry—it’s not a bad thing. In fact, at...
by Allen Ehlert | November 4, 2025 | Economy, Lender, Mortgages
… The hidden limits of deposit-funded mortgages You’ve probably heard people say, “Banks have all the money, what’s the problem?” It’s a common thought. After all, we trust banks to be solid, stable, and loaded with cash. But here’s something most homebuyers—and even...
by Allen Ehlert | September 10, 2025 | Lender, Mortgages, Personal Finance, Real Estate
As a licensed mortgage agent committed to helping Canadians build long-term wealth through real estate, I make it a priority to introduce my clients to lenders who think beyond rigid formulas — lenders who understand the unique needs of rental property investors. One...
by Allen Ehlert | August 30, 2025 | Insurance, Lender, Mortgages, Personal Finance
As a licensed mortgage professional, I always aim to introduce clients not just to the best rates and lenders—but to holistic solutions that protect their financial future. One of the most overlooked tools in the mortgage journey is lender-provided creditor insurance....
by Allen Ehlert | August 9, 2025 | Commercial, Lender, Mortgage Terms, Mortgages, Personal Finance, Real Estate
…What You Need to Know Before You’re Hit with Commercial Lending Rules So you’ve been picking up rental properties over the years—maybe it started with a duplex, then a triplex, and next thing you know, you’re sitting on a healthy portfolio under your holding company....
by Allen Ehlert | August 8, 2025 | Lender, Mortgage Terms, Mortgages, Personal Finance, Real Estate
What You Need, and What to Do If You Don’t Have Them If you’re separated or divorced and looking to buy a home, refinance, or renew your mortgage, you’ve probably already realized: “This process isn’t just about credit scores and down payments—it’s about...
by Allen Ehlert | August 4, 2025 | Lender, Mortgage Terms, Mortgages
…And Why That’s a Good Thing When it comes to mortgages or anything else, nobody loves fees. You’re already thinking about interest rates, closing costs, and moving expenses, and then your mortgage agent (that’s me) mentions a brokerage fee. Your first reaction might...
by Allen Ehlert | August 3, 2025 | Insurance, Lender, Mortgages
As a licensed and professional mortgage agent dedicated to helping clients navigate the complexities of real estate financing, I believe it’s essential to introduce you to all of the tools and partners available in the market — especially those that can make a...
by Allen Ehlert | July 23, 2025 | Home Specifications, Lender, Mortgages, Real Estate
One of the most critical and often underestimated components of the mortgage process is the property appraisal. Whether you’re buying a home, refinancing, or leveraging equity for investment, the appraisal determines the property’s market value—and that value...
by Allen Ehlert | July 20, 2025 | Lender, Mortgages, Personal Finance
As a licensed mortgage agent, one of the most common concerns I hear from clients is uncertainty around working with a lender they’ve never heard of. That’s fair—choosing a mortgage lender is a major financial decision, and reputation matters. Today, I want to...
by Allen Ehlert | July 17, 2025 | Lender, Mortgages, Personal Finance
Imagine a financial product that bends to the rhythm of your life, adjusting to your needs with the ebb and flow of your finances. That’s what the innovators at Manulife had in mind when they introduced Manulife One. Picture this: your mortgage and bank account,...
by Allen Ehlert | July 14, 2025 | Lender, Mortgages, Personal Finance
As a licensed mortgage agent, one of my key responsibilities is introducing clients to lending options that align with their unique financial situations. It’s time for you to discover Community Trust—a reputable and dynamic lender you may not have encountered before,...
by Allen Ehlert | July 13, 2025 | Lender, Mortgages, Personal Finance
As a licensed and experienced mortgage agent, I make it my mission to match each client with the right lender for their unique needs. Today, I’d like to introduce you to DUCA Financial Services Credit Union, a name you may not have encountered before—but one that...
by Allen Ehlert | July 12, 2025 | Lender, Mortgage Terms, Mortgages, Personal Finance
As a professional mortgage agent in Canada, one of my roles is to introduce clients to lenders and service providers they may not have heard of—especially when those partners can offer a unique, cost-effective, and efficient advantage in their real estate financing...
by Allen Ehlert | July 11, 2025 | Lender, Mortgages, Personal Finance
As a licensed mortgage agent dedicated to helping clients find innovative, flexible, and responsible solutions to their real estate financing challenges, I occasionally come across lenders who are truly doing things differently—and doing them well. One such lender is...
