Mortgage Articles

While most homebuyers are aware of closing costs, mortgage insurance, and property inspections, many overlook the critical role that title insurance plays in protecting their property ownership rights.

Understanding Market Rent: More homebuyers today rely on rental income to qualify for mortgages. If you’re one of them, you’ll often need a market rent report or rent letter to “prove” that income to the lender.

Discover what an allowance is, the different types of allowances, and how allowances can support your mortgage application.

Understanding Exit Strategies. How getting out of a Private mortgage is more important as getting in.

Learn about the special risks that come with condominium ownership and while having title insurance is important.

Second Mortgage: When it Makes Sense and when and why it can be the better move.

Learn what a collateral mortgage is and how to determine how much collateral to register on a collateral mortgage.

Mortgage agents are boots-on-the-ground financial professionals who know what is going on in the economy in real time. As I talk to people, I often feel like a counsellor, as people share with me what is going on in their lives and what is happening with their employment situation.

Second Mortgage Structure: How I treat your second mortgage as a full mocrtgage file with structure, risk analysis and a clear strategy.

Every year, about 15% of Canadians refinance their mortgage to take advantage of better mortgage terms (reduced rate, amortization, or mortgage feature), improve their financial condition, buy out a partner, or take advantage of an investment or business opportunity.