The Economy

Mortgage agents are boots-on-the-ground financial professionals who know what is going on in the economy in real time. As I talk to people, I often feel like a counsellor, as people share with me what is going on in their lives and what is happening with their employment situation.

Learn how The Bond Sector Consideration Premium accounts for sector-specific risks or other unique factors affecting particular bonds.

Explore how Canada’s gap in housing-enabled infrastructure impacts urban development and transportation networks for better city living.

Explore the intricacies of the risk-free rate (base rate), a crucial concept in finance that serves as a benchmark for assessing risk and determining discount rates.

Determining how the Credit (Default) Premium compensates investors for the risk that the bond issuer may default on its payments.

Learn how the Bond Liquidity Premium compensates investors for the increased risk associated with longer-term bonds. .

Learn how the bond inflation premium compensates investors for the expected loss of purchasing power due to inflation over the bond’s term.

Learn how the Common Equity Tier 1 (CET1) ratio is a crucial metric used to assess the financial strength and stability of a bank.

Unlock the secret to wealth in Canada; learn how your household net worth is bolstered by smart real estate investments.

Explore why Canada’s Prime Rate varies among banks and how it impacts your finances. Unravel the nuances behind these differences today.