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Non Resident Tax Rebates (NRST, NRPDTT, BC PNP, etc.)
Foreign Buyer Tax Rebates (NRST, NRPDTT, BC PNP): When you first arrive in Canada, buying a home feels like crossing the finish line of a marathon—only to realize there’s another race waiting at the starting line: understanding the taxes, rebates, and programs that affect newcomers. One of the biggest hurdles foreign buyers face in Ontario is the Non-Resident Speculation Tax (NRST)—a hefty 25% charge on residential property purchases by non-residents.
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Articles
- Extended Amortizations and Hypothetical Calculations
Office of the Superintendent of Financial Institutions (OSFI) - Minimum Qualifying Rate for Uninsured Mortgages
Office of the Superintendent of Financial Institutions (OSFI) - Residential Mortgage Underwriting Practices and Procedures
Office of the Superintendent of Financial Institutions (OSFI) - Guideline on Existing Consumer Mortgage Loans in Exceptional Circumstances Financial Consumer Agency of Canada
Book: “The Program”
- Part 1 – Building Your Down Payment
- Part 2 – Mortgage Payoff Strategies
- Part 3 – Building Wealth Through Real Estate