Mortgage Articles

Learn what a collateral mortgage is and how to determine how much collateral to register on a collateral mortgage.

Mortgage agents are boots-on-the-ground financial professionals who know what is going on in the economy in real time. As I talk to people, I often feel like a counsellor, as people share with me what is going on in their lives and what is happening with their employment situation.

Second Mortgage Structure: How I treat your second mortgage as a full mocrtgage file with structure, risk analysis and a clear strategy.

Every year, about 15% of Canadians refinance their mortgage to take advantage of better mortgage terms (reduced rate, amortization, or mortgage feature), improve their financial condition, buy out a partner, or take advantage of an investment or business opportunity.

Unlock the secrets to mortgage approval in Canada by mastering the 5 C’s of Credit, crucial for securing your dream home.

Learn about the different types of title insurance available to Canadians. What their different purposes are, and whether title insurance is transferrable.

Discover how to use credit cards strategically to rebuild bad or bruised credit.

Many people today than ever work on contract. They usually are incorporated (especially if they want to work on government contracts), work through a recruiting firm for a client, invoice the recruiting firm for their hours, and pay themselves out of their...

Everybody needs a place to live, a place to call home. Legally, a principal residence is defined as a property that you, your spouse or common-law partner, or your child ordinarily inhabit at some point during the year. The property can be a house, cottage,...

15% of Canadians refinance their mortgage every year. Learn about the 4 ways Canadians refinance their mortgage and discover which approach is right for you.