by Allen Ehlert | October 25, 2025 | Commercial
… It’s About Understanding Commercial Loan Metrics If you’re used to dealing with residential mortgages, here’s something that might surprise you about commercial lending: your salary isn’t the star of the show anymore. In fact, your personal income often takes a...
by Allen Ehlert | October 25, 2025 | Commercial, Real Estate
…. Cracking the Code: Understanding the Different Types of Commercial Leases in Canada (and How They Can Make or Break a Deal) When you’re diving into the world of commercial real estate — whether you’re a business owner looking for the perfect storefront or a realtor...
by Allen Ehlert | October 25, 2025 | Commercial
… When Two Lenders Share the Same Collateral If you’ve ever seen a commercial real estate deal involving more than one lender—say, a bank providing the senior loan and a private fund offering mezzanine financing—you might’ve wondered: What happens if things go...
by Allen Ehlert | October 21, 2025 | Commercial
… How to Pay for That Plaza: A Straight-Talk Guide to Financing Commercial Property in Canada So, you’ve found the perfect commercial property — maybe it’s an apartment building, a strip plaza, a warehouse, or even a little office building to house your growing...
by Allen Ehlert | October 19, 2025 | Commercial, Real Estate
… Documents, Income, Down Payment & What Lenders Are Actually Looking For So, you’re thinking about buying a commercial property — maybe it’s an apartment building, maybe it’s a warehouse, maybe it’s that strip plaza you’ve been driving past for years...
by Allen Ehlert | October 18, 2025 | Commercial
… A Practical Look at Managing Risk in Commercial Lending When it comes to commercial mortgages, one of the first questions clients ask me — after “What’s the rate?” — is “Should I go fixed or variable?” And honestly, it’s a great question. Because unlike with your...
by Allen Ehlert | October 17, 2025 | Commercial, Mortgage Terms
…Knowing Your Place in Line If you’ve ever been involved in a commercial deal where there’s more than one lender, you’ve probably heard someone mention a postponement agreement. And while it sounds like a bureaucratic delay tactic, it’s actually one of the most...
by Allen Ehlert | October 16, 2025 | Commercial, Mortgage Terms
… How Hitting Pause Can Save the Deal In the world of commercial real estate lending, not every disagreement needs to turn into a showdown. Sometimes, the smartest move isn’t to fight for control—it’s to take a breath, stand still, and let cooler heads (and structured...
by Allen Ehlert | October 15, 2025 | Commercial
… Avoid These Pitfalls and Set Yourself Up for Success When it comes to applying for a commercial mortgage, there’s no shortage of ways to trip yourself up — and trust me, I’ve seen plenty of smart people do it. Unlike a residential mortgage, where the process is...
by Allen Ehlert | October 11, 2025 | Commercial
…How to Finance Buildings with Both Residential and Business Tenants Without Losing Your Mind Mixed-use properties are everywhere — think of those buildings with retail on the ground floor and apartments up top. They’re smart investments because they give you multiple...
by Allen Ehlert | October 9, 2025 | Commercial
… How to Prep for a Commercial Mortgage Like a Pro If you’re gearing up to apply for a commercial mortgage, here’s something you need to know right out of the gate: this is not your average, everyday residential mortgage application. Commercial lending is a different...
by Allen Ehlert | October 6, 2025 | Commercial
… How Much Cash Do You Really Need to Play the Game? If you’ve been looking at commercial real estate and wondering how much you’ll need to bring to the table, you’re asking the right question. Unlike residential mortgages where you can sometimes squeak by with 5%...
by Allen Ehlert | September 29, 2025 | Commercial, Real Estate
… there’s a lot more involved in the commercial world If you’ve ever been involved in a commercial real estate deal—whether as a buyer, investor, realtor, or business owner—you’ve probably heard someone groan about how long the appraisal process takes or how expensive...
by Allen Ehlert | September 23, 2025 | Commercial
… What to Expect and How to Structure Your Financing for Success If you’ve spent any time poking around the world of commercial mortgages, you’ve probably heard lenders throw around this mysterious acronym: DSCR — Debt Service Coverage Ratio. It sounds like something...
by Allen Ehlert | September 18, 2025 | Commercial
… Making the Numbers Work by Re-Structuring Your Financing If you’ve been hanging around the commercial real estate world for even five minutes, you’ve probably heard someone say, “It’s all about the NOI.” And they’re not wrong. When it comes to getting a commercial...
