by Allen Ehlert | May 3, 2025 | Lender, Mortgages, Real Estate
As a licensed mortgage agent deeply committed to ensuring my clients have access to the highest quality resources during their financing journey, it’s my pleasure to introduce you to Accurity Canada — a truly distinguished name in the Canadian appraisal industry....
by Allen Ehlert | May 3, 2025 | Mortgages, Personal Finance
John and Lisa, a couple from Toronto, recently completed a consumer proposal after struggling with credit card debt and personal loans. Their credit scores dropped significantly (John: 520, Lisa: 540), making it nearly impossible for them to qualify for a traditional...
by Allen Ehlert | May 2, 2025 | Economy, Mortgages, Personal Finance
As the economy cools and interest rates rise, a new report from RBC warns that millennials and young Gen X homeowners could face significant financial challenges. High debt and vulnerability to a potential economic downturn are raising concerns about the ability of...
by Allen Ehlert | May 2, 2025 | Lender, Mortgages, Personal Finance
As a professional mortgage agent committed to finding the best solutions for my clients, I’m always searching for lenders who offer not just competitive products, but also exceptional value through innovation and client-focused service. Today, I’m excited to introduce...
by Allen Ehlert | May 2, 2025 | Lender, Mortgages, Personal Finance
When it comes to securing real estate financing, especially in complex or time-sensitive situations, finding the right lender is critical. As a licensed and experienced mortgage agent, I take pride in introducing my clients to trustworthy lending options that might...
by Allen Ehlert | May 2, 2025 | Lender, Mortgages, Personal Finance
As a professional mortgage agent, it’s my duty to guide my clients towards financing solutions that are not only competitive but also aligned with their goals and circumstances. Today, I’m excited to introduce you to RFA Mortgage Corporation—a strong, innovative...
by Allen Ehlert | May 1, 2025 | Mortgages, Personal Finance, Real Estate
Mark is a self-employed contractor in Vancouver who earns $150,000 per year, but his reported taxable income is only $50,000 due to business write-offs and tax deductions. His wife, Sarah, is a real estate agent who earns commission-based income that fluctuates from...
by Allen Ehlert | April 15, 2025 | Economy, Mortgages, Real Estate
Canada is growing—faster than most experts predicted, and certainly faster than many housing policymakers have planned for. As a professional mortgage agent, I’ve seen firsthand how rapid demographic changes can ripple through local housing markets, pushing demand up...
by Allen Ehlert | April 6, 2025 | Mortgages, Personal Finance
With the market transitioning towards the end of rate hikes and showing anticipation of rate cuts, experts are forecasting advantages for variable rate mortgages. Let’s delve into the details to understand why now may be the perfect time to consider a variable...
by Allen Ehlert | March 12, 2025 | Economy, Mortgages, Real Estate
In its latest announcement, the Bank of Canada has reduced its target overnight interest rate to 2.75%, with the corresponding Bank Rate now at 3.00% and the deposit rate set at 2.70%. This strategic decision reflects the bank’s proactive approach to managing an...
by Allen Ehlert | March 9, 2025 | Mortgages, Real Estate
Ontario is rich in history and several communities are renowned for their historical value and prestige. These areas are often sought after for their unique character, architectural heritage, and cultural significance. Here are 10 Ontario communities notable for their...
by Allen Ehlert | March 7, 2025 | Mortgages, Real Estate
Due to factors like economic growth, population growth, and infrastructure expansion, several cities in Ontario are expanding quickly. The fastest-growing cities often attract new residents due to job opportunities, quality of life, and relatively affordable housing...
by Allen Ehlert | March 1, 2025 | Economy, Mortgages, Real Estate
The principles of supply and demand are fundamental in determining real estate prices. The balance between the number of buyers in the market (demand) and the availability of properties (supply) governs the real estate market, just like any other market. When demand...
by Allen Ehlert | February 6, 2025 | Economy, Mortgages, Real Estate
If a large number of Canadians default on their mortgage, what could happen? The Trump administration has introduced a great deal of economic uncertainty to Canada, the United States, and the world at large. Tariffs introduced by the Trump administration are likely to...
by Allen Ehlert | February 2, 2025 | Mortgage Terms, Mortgages, Real Estate
The Agricultural Land Reserve (ALR) is a provincial zone in British Columbia, Canada, where agriculture is recognized as the priority use. Farming is encouraged, and non-agricultural uses are restricted. The ALR covers approximately 4.7 million hectares of the...
