Real Estate Articles
Your Home, Your Life!
Breaking Your Mortgage: Canada vs United States
Discover the big difference between the costs Canadians pay to refinance their homes compared to the costs paid by Americans and why such a big difference.
Agricultural Land Reserve
The Agricultural Land Reserve (ALR) is a provincial zone in British Columbia, Canada, where agriculture is recognized as the priority use. Farming is encouraged, and non-agricultural uses are restricted. The ALR covers approximately 4.7 million hectares of the...
The Impact of Mortgage Rates on Residential Property Values
The potential consequences of escalating mortgage rates on the valuation of residential properties are leading to a projected decline of 5% in home prices. By analyzing the impact of rising interest rates on the housing market, my research seeks to shed light on the...
How Much is AirBnB Driving Up Rent Prices?
How much is AirBnb driving up Rent Prices?
Rent prices continue to surge across the country begging the question, “what effect and how much are temporary rentals like AirBnB driving up the cost of rent, and even driving up the cost of housing?
(RRSP) Home Buyers’ Plan: Saving for Your Home
RRSP Home Buyers Plan or Home Buyer Plan. Unlock your RRSP savings to buy your first home with the Home Buyers’ Plan. Learn how to make a tax-free withdrawal for your down payment.
Canada’s New 30 Year Mortgages
Unlock the secrets of Canada’s 30 Year Mortgages for long-term financial planning and stability. Find your best rate today.
First Time Home Buyer Incentive Program Cancelled
Discover the factors leading to the cancellation of Canada’s First Time Home Buyer Incentive Program and what this means for you.
Record Wildfires Impact Lumber Pricing
Learn about the significant surge in lumber prices caused by record wildfires in Canada. Discover the key factors driving price escalation and the implications for various sectors such as construction and housing.
Why a 3-Year Fixed Mortgage May be a Bad Choice in 2024
Thinking of getting a three-year fixed mortgage in 2024? Read this blog post to find out why basing your decision on future interest rate expectations may not be a good idea.
London Addresses Homeless Crisis
Discover the divided opinions surrounding London, Ontario’s plan to address the homelessness crisis. Explore the proposed solutions, concerns, and the city’s ultimate decision.
Featured Publications
Articles
- Extended Amortizations and Hypothetical Calculations
Office of the Superintendent of Financial Institutions (OSFI) - Minimum Qualifying Rate for Uninsured Mortgages
Office of the Superintendent of Financial Institutions (OSFI) - Residential Mortgage Underwriting Practices and Procedures
Office of the Superintendent of Financial Institutions (OSFI) - Guideline on Existing Consumer Mortgage Loans in Exceptional Circumstances Financial Consumer Agency of Canada
Book: “The Program”
- Part 1 – Building Your Down Payment
- Part 2 – Mortgage Payoff Strategies
- Part 3 – Building Wealth Through Real Estate








