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Real Estate Articles

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Using a Cash-back Realtor

Using a Cash-Back Realtor

In today’s real estate market, many Canadian homebuyers don’t know about the benefits of a cash-back realtor. Imagine getting a part of the agent’s commission for every property deal. This is what cash-back home buying offers, making homes more affordable in Canada.

Mortgage Commitment

Mortgage Commitment: What You Must Know Before Waiving Financing

Discover what a mortgage commitment is and its importance in regards to waiving conditions on your offer to buy a home. Learn what you need to know before waiving financing.

Gifts Ineligible for Net Worth Programs

Discover why gifts are not generally eligible to be used as part of the down payment or source of income for people applying for a mortgage under the Net Worth Program

Refinance Strategy

John and Mary Canuck: Refinancing Strategy

Learn how Canadians are leveraging home ownership to generate income, reduce taxes, and build wealth.

Blacklisted Condo

Avoid Blacklisted Condos

A blacklisted condo is a condominium that certain mortgage lenders have categorized as high-risk and are unwilling to finance. Learn the reasons why a condo is blacklisted and what to do about it.

Net Worth Program

What is a Net Worth Program?

Learn what a Net Worth Program is and how it assists individuals with substantial net worth to qualify for a mortgage.

Sources of Down Payment

Sources of Home Down Payment

Discover reliable sources for your home down payment in Canada. Learn about savings options, grants, and assistance programs to make homeownership a reality.

Get Title Insurance

Your House? Better Get Title Insurance

While most homebuyers are aware of closing costs, mortgage insurance, and property inspections, many overlook the critical role that title insurance plays in protecting their property ownership rights.

Understanding Market Rents

Understanding Market Rent

Understanding Market Rent: More homebuyers today rely on rental income to qualify for mortgages. If you’re one of them, you’ll often need a market rent report or rent letter to “prove” that income to the lender.

Condos Have Unique Title Risks

Do You Need Title Insurance for a Condo?

Learn about the special risks that come with condominium ownership and while having title insurance is important.

Agricultural Land Reserve

Agricultural Land Reserve

The Agricultural Land Reserve (ALR) is a provincial zone in British Columbia, Canada, where agriculture is recognized as the priority use. Farming is encouraged, and non-agricultural uses are restricted. The ALR covers approximately 4.7 million hectares of the...

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The Impact of Mortgage Rates on Residential Property Values

The Impact of Mortgage Rates on Residential Property Values

The potential consequences of escalating mortgage rates on the valuation of residential properties are leading to a projected decline of 5% in home prices. By analyzing the impact of rising interest rates on the housing market, my research seeks to shed light on the...

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How Much is AirBnB Driving Up Rent Prices?

How Much is AirBnB Driving Up Rent Prices?

How much is AirBnb driving up Rent Prices?
Rent prices continue to surge across the country begging the question, “what effect and how much are temporary rentals like AirBnB driving up the cost of rent, and even driving up the cost of housing?

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Record Wildfires Impact Lumber Pricing

Record Wildfires Impact Lumber Pricing

Learn about the significant surge in lumber prices caused by record wildfires in Canada. Discover the key factors driving price escalation and the implications for various sectors such as construction and housing.

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London Addresses Homeless Crisis

London Addresses Homeless Crisis

Discover the divided opinions surrounding London, Ontario’s plan to address the homelessness crisis. Explore the proposed solutions, concerns, and the city’s ultimate decision.

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