Mortgage Articles

Your Way to Your Best Life!

Canadian Mortgage Lenders Exposed!

Do you know the 10 different types of lenders available to provide mortgages in Canada? Chartered banks are just one. Discover which is best for you!

Lenders Don’t Like Condotels

Condotels, or condo/hotel hybrids, have piqued the interest of many Canadians, particularly those seeking a flexible investment opportunity. Learn what they are, their key features, and if they are an investment right for you!

Basis Points: Key to Smarter Mortgage Decisions

Learn what basis points are, why they are used and their impact on the mortgage application process.

Canadian Utilities Costs

Explore the cost of utilities in Canada to manage your household expenses better. Gain insights into average rates and cost-saving strategies.

Getting a Mortgage Agent

Discover what a mortgage agent is, how they are compensated, and why building a relationship with a mortgage agent is your first step on your real estate journey.

Canada’s Mortgage Process

Today getting a mortgage is a complex process involving the collection and submission of a large amount of documentation, 6 to 7 times more than previously. This can be daunting for a lot of borrowers. This is why it is critical to work with a mortgage agent to help you through the mortgage application process. It’s also why partnering with a mortgage agent is the very first thing you should do and the first step to getting home.

Using a Cash-Back Realtor

In today’s real estate market, many Canadian homebuyers don’t know about the benefits of a cash-back realtor. Imagine getting a part of the agent’s commission for every property deal. This is what cash-back home buying offers, making homes more affordable in Canada.

Mortgage Commitment: What You Must Know Before Waiving Financing

Discover what a mortgage commitment is and its importance in regards to waiving conditions on your offer to buy a home. Learn what you need to know before waiving financing.

Mortgage Discharge Statement

Learn why the mortgage discharge statement is an important document that ensures transparency and accuracy when calculating the total payout for a mortgage transfer.

Gifts Ineligible for Net Worth Programs

Discover why gifts are not generally eligible to be used as part of the down payment or source of income for people applying for a mortgage under the Net Worth Program

Smart Ways to Pay Off Credit Card Debt

Oct 15, 2025

Smart Ways to Payy off Credit Card Debt. If you’re staring down a mountain of credit card debt — say $60,000 or so — you’re not alone. Between rising living costs, high interest rates, and a few life curveballs, it doesn’t take much for balances to spiral out of control. When that happens, most people start thinking, “Maybe I should just use my home equity to wipe this out.”

« Older Entries

Next Entries »

Join My Newsletter

No Results Found

The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.

Featured Publications

Articles

Extended Amortizations and Hypothetical Calculations
Office of the Superintendent of Financial Institutions (OSFI)
Minimum Qualifying Rate for Uninsured Mortgages
Office of the Superintendent of Financial Institutions (OSFI)
Residential Mortgage Underwriting Practices and Procedures
Office of the Superintendent of Financial Institutions (OSFI)
Guideline on Existing Consumer Mortgage Loans in Exceptional Circumstances Financial Consumer Agency of Canada

Book: “The Program”

Part 1 – Building Your Down Payment
Part 2 – Mortgage Payoff Strategies
Part 3 – Building Wealth Through Real Estate

In Editorial Review