Mortgage Articles

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Mortgages: You Better Shop Around

When shopping for a mortgage it is important to think like a bank. Don’t pay the loyalty penalty, get the advantage of having Allen Ehlert shop the market and get you your best mortgage

Property Tax Calculations

Understanding property taxes and their calculations in Canada is essential for homeowners, prospective buyers, and real estate professionals alike. Property taxes are a significant source of revenue for municipalities and directly impact local services and...

10 Commandments of Mortgages

Looking to buy your new home is an exciting experience. All the possibilities. You look and you look and you look. You go to open houses, have your realtor take you into house after house, then all of of sudden you walk into one house and bang it hits you, home! You...

Canadian Mortgage Lenders Exposed!

Do you know the 10 different types of lenders available to provide mortgages in Canada? Chartered banks are just one. Discover which is best for you!

Lenders Don’t Like Condotels

Condotels, or condo/hotel hybrids, have piqued the interest of many Canadians, particularly those seeking a flexible investment opportunity. Learn what they are, their key features, and if they are an investment right for you!

Basis Points: Key to Smarter Mortgage Decisions

Learn what basis points are, why they are used and their impact on the mortgage application process.

Canadian Utilities Costs

Explore the cost of utilities in Canada to manage your household expenses better. Gain insights into average rates and cost-saving strategies.

Getting a Mortgage Agent

Discover what a mortgage agent is, how they are compensated, and why building a relationship with a mortgage agent is your first step on your real estate journey.

Canada’s Mortgage Process

Today getting a mortgage is a complex process involving the collection and submission of a large amount of documentation, 6 to 7 times more than previously. This can be daunting for a lot of borrowers. This is why it is critical to work with a mortgage agent to help you through the mortgage application process. It’s also why partnering with a mortgage agent is the very first thing you should do and the first step to getting home.

Using a Cash-Back Realtor

In today’s real estate market, many Canadian homebuyers don’t know about the benefits of a cash-back realtor. Imagine getting a part of the agent’s commission for every property deal. This is what cash-back home buying offers, making homes more affordable in Canada.

Doing the Financial Work

Sep 9, 2025

You’ve got a lot on your plate—family, work, keeping the house in one piece—and then a mortgage renewal letter shows up. At first glance, it feels like a gift: a quick signature and you’re done for another five years. But here’s the thing—that first offer from your lender? It’s almost never their best. They’re betting you won’t question it. They’re counting on you not wanting to “do the financial work.”

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Book: “The Program”

Part 1 – Building Your Down Payment
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