Mortgage Discharge Calculator: This tool is designed to help you see—clearly and early—what it actually costs to remove a mortgage from title, based on the type of lender you’re dealing with. Whether you’re refinancing, switching lenders, selling a property, or restructuring debt, knowing these numbers in advance puts you back in control.

Mortgage Protection Insurance: Buying a home, especially your first home is one of those big, life-defining moments. You and your partner have been budgeting, working with your mortgage agent, hunting down listings, talking to realtors, and imagining what that first night in a place that’s finally yours will feel like. But beneath all the excitement, there’s a quieter, more grown-up question that every couple needs to ask—“If something unexpected happens, can we not lose this home we worked so hard for?”

Contributory Income: Every once in a while, a mortgage file comes along that makes you smile—not because it’s easy, but because you know exactly what lever to pull to make the deal work. Contributory income is one of those levers. It’s the quiet, seldom-talked-about income source that can turn a “maybe” into a confident “yes,” especially when buyers are stretched, ratios are tight, or affordability feels like a moving target. And if you’re a realtor guiding clients or a borrower trying to qualify, understanding how contributory income works is like unlocking a hidden chapter in the rulebook.

Fixed Mortgages: Let’s face it—choosing a mortgage can feel like standing at a financial crossroads with a blindfold on. Do you gamble on a variable rate, hoping the market stays friendly, or do you lock into a fixed rate and sleep peacefully at night knowing exactly what your payment will be?

Canadian Home Carrying Cost Calculator: You’ve found the dream home: open-concept kitchen, backyard for summer BBQs, maybe even a finished basement for movie nights. The mortgage payment looks doable. But here’s the kicker: just because you can afford the payment doesn’t mean the bank will agree.

Lowest Rate: If you’ve ever called a mortgage agent and led with the question, “What’s your lowest rate?”, you’re in good company — it’s probably the most common question in our industry. And honestly, I get it. Rates are tangible. They’re plastered all over billboards, bank websites, and radio ads.

When you’re house hunting, refinancing, or even just thinking about tapping into your home equity, there’s one little number that keeps popping up: Loan-to-Value (LTV). It sounds technical—and it is—but once you get it, you’ll see why lenders, insurers, and even private investors obsess over it. And here’s the kicker: your LTV doesn’t just decide if you qualify, it directly impacts the rate you’ll pay.

If you’ve ever applied for a mortgage and thought, “Why do they need so much paperwork?” or “Didn’t I already send that?”, you’re not alone. Mortgage underwriting — the process where lenders decide whether to approve your mortgage application — can feel like a black hole of requests, reviews, and head-scratching delays. But there’s a good reason for it.

Not an Exit Strategy: If you’re considering—or already sitting in—a private mortgage, you’ve likely heard the term “exit strategy” tossed around. Maybe your mortgage agent mentioned it. Maybe your lawyer flagged it. Maybe you nodded and moved on without really knowing what it means.