Neo Financial is a Canadian technology company that has built a modern financial services platform around the idea that Canadians have been underserved by traditional finance for a long time.

Understanding Fixed Mortgages: A fixed mortgage can feel like putting a fence around one of your household’s biggest expenses: for the length of your term, the interest rate—and usually the required principal-and-interest payment—stays put.

Mortgage providers in Canada are either federally or provincially regulated. Canada's chartered banks are federally regulated while many other lenders (see below) are not. Getting a mortgage from a non-federally regulated mortgage provider in Canada has both...

Imagine you and your partner are excited to buy your first home in Ontario. You spend your weekends looking at homes, dreaming of your future, and planning your perfect space. But then, you start to worry about the extra costs, like the land transfer tax. That's when...

Discover how the mortgage stress test in Canada impacts the ability of Canadians to afford homes and the actionable steps you can take to address this requirement.

In the realm of personal finance and lifestyle design, real estate often serves as a cornerstone. It represents not only a significant financial investment but also a profound lifestyle choice. As a former realtor, financial advisor, and mortgage agent, I've observed...

When purchasing a property, the condition of home inspection gives the buyer the right to hire a professional home inspector to assess the property's condition. If significant issues are uncovered, the buyer can renegotiate the price, request repairs, or cancel the...

The structure of the regulatory framework for the mortgage industry in Canada is intricate and multi-layered, involving federal, provincial, and municipal entities along with key market participants such as the Bank of Canada and the Canada Mortgage and Housing...

Discover the difference between a home inspection and a home appraisal and how those differences impact your purchase and finance decisions.